Terms of Service

Welcome to Card Generator ("we", "our", or "us"). These Terms of Service ("Terms") govern your access to and use of our website, services, and tools (collectively, the "Service"). By accessing or using our Service, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing or using Card Generator, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not use our Service.

2. Description of Service

Card Generator provides an online platform for generating test credit card numbers for software development, testing, and quality assurance purposes. Our Service includes:

• Test credit card number generation for multiple card networks (Visa, Mastercard, American Express, Discover, UnionPay, Diners Club, Maestro)
• Card validation using the Luhn algorithm
• Various output formats (Card, Pipe, CSV, SQL, JSON, XML)
• Fake user data generation
• E-commerce tools and developer resources
• Educational content and documentation

3. Eligibility and Account Registration

3.1 Age Requirements

You must be at least 18 years old (or the age of majority in your jurisdiction) to use our Service. By using our Service, you represent and warrant that you meet this age requirement.

3.2 Account Registration

Some features of our Service require account registration. When you register, you agree to:

• Provide accurate, current, and complete information
• Maintain and update your information to keep it accurate
• Maintain the security of your account credentials
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized use of your account

4. Acceptable Use

4.1 Permitted Uses

You may use our Service for:

• Software development and testing
• Quality assurance and QA testing
• Payment gateway integration testing
• E-commerce application development
• Educational and learning purposes
• Demonstration and presentation purposes

4.2 Prohibited Uses

You agree NOT to use our Service to:

• Engage in Fraud: Use generated cards for any fraudulent activities, scams, or illegal purposes
• Attempt Real Transactions: Use test cards for actual purchases or financial transactions
• Violate Laws: Violate any applicable local, state, national, or international laws or regulations
• Harm Others: Harm, threaten, harass, or abuse others
• Infringe Rights: Infringe upon intellectual property rights, privacy rights, or other rights
• Spread Malware: Upload, transmit, or distribute viruses, malware, or other harmful code
• Spam: Send unsolicited messages or spam
• Scrape Data: Use automated tools to scrape, harvest, or extract data from our Service
• Overload Systems: Overload, disrupt, or interfere with our servers or networks
• Reverse Engineer: Attempt to reverse engineer, decompile, or disassemble our Service

5. Test Cards Disclaimer

6. Intellectual Property Rights

6.1 Our Content

All content on our Service, including text, graphics, logos, images, software, and code, is owned by Card Generator or our licensors and is protected by copyright, trademark, and other intellectual property laws.

6.2 Your Content

You retain ownership of any content you submit to our Service. By submitting content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, and distribute your content for the purpose of operating and improving our Service.

7. Purchases and Payments

7.1 Product Purchases

If you purchase products or services through our platform:

• All prices are in USD unless otherwise stated
• Prices are subject to change without notice
• Payment is required before access to paid products
• We accept cryptocurrency and UPI payments as specified
• All sales are final unless otherwise stated

7.2 Payment Verification

For certain payment methods, we may require verification before granting access. This process may take 24-48 hours. We reserve the right to reject payments that cannot be verified.

7.3 Refunds

Refund policies vary by product. Please review individual product descriptions for refund information. Generally, digital products are non-refundable unless there is a technical issue on our end.

8. User-Generated Content

Our Service may allow you to submit content, including reviews, comments, and feedback. You agree that:

• Your content does not violate any laws or third-party rights
• Your content is accurate and not misleading
• You have the right to submit the content
• We may remove any content at our discretion

9. Disclaimers and Limitations of Liability

9.1 Service "As Is"

Our Service is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied. We do not guarantee that:

• The Service will be uninterrupted or error-free
• Defects will be corrected
• The Service is free of viruses or harmful components
• The results will meet your expectations

9.2 Limitation of Liability

To the maximum extent permitted by law, Card Generator and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits or revenue
• Loss of data or information
• Business interruption
• Personal injury or property damage

Our total liability shall not exceed the amount you paid us in the 12 months preceding the claim.

10. Indemnification

You agree to indemnify, defend, and hold harmless Card Generator, its officers, directors, employees, and agents from and against any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use of the Service
• Your violation of these Terms
• Your violation of any law or third-party rights
• Any content you submit

11. Termination

11.1 Termination by You

You may stop using our Service at any time. You may also delete your account by contacting us or through account settings (where available).

11.2 Termination by Us

We may suspend or terminate your access to our Service at any time, with or without notice, for any reason, including:

• Violation of these Terms
• Fraudulent or illegal activity
• Extended period of inactivity
• At our sole discretion

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by:

• Posting the updated Terms on this page
• Updating the "Last Updated" date
• Sending email notifications (for significant changes)

Your continued use of the Service after changes become effective constitutes acceptance of the revised Terms.

13. Governing Law and Dispute Resolution

13.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law provisions.

13.2 Dispute Resolution

Any disputes arising from these Terms or the Service shall be resolved through:

1. Informal Negotiation: First, contact us to attempt informal resolution
2. Mediation: If informal negotiation fails, disputes may be resolved through mediation
3. Arbitration: If mediation fails, disputes shall be resolved through binding arbitration

14. Miscellaneous

14.1 Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Card Generator regarding the Service.

14.2 Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions shall remain in full effect.

14.3 Waiver

Our failure to enforce any provision of these Terms does not constitute a waiver of that provision.

14.4 Assignment

You may not assign or transfer these Terms or your account without our prior written consent. We may assign these Terms without restriction.

15. Contact Information

By using Card Generator, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.